How do I get my Ptptn statement?
How do I get my Ptptn statement?
It is so easy, you can simply do it with your smartphone!
- Go to PTPTN statement review page.
- Insert your identification number (IC)
- Click on the Penyata kira-kira pembiayaan link. Tadaa. You can now view your PTPTN balance and do a proper financial planning!
What is Ujrah in Ptptn?
Most of us (if not all), who took the PTPTN study loan before 2008 and have yet to settle the bill would have received an email or a call from PTPTN by now to convert the 3% conventional service charge for existing loans to the 1% Ujrah (it’s an Islamic term for service charge) payback scheme.
How can I pay my Ptptn loan online?
For a quick and seamless payment, you can head over to PTPTN’s portal where you can check your loan amount and make your payment via Financial Process Exchange (FPX). This is essentially a payment gateway on PTPTN’s website where you will be directed to your bank’s online banking interface to make payment.
How much do you have to pay back Ptptn?
PTPTN recommends that students who owe PTPTN less than RM10,000 complete their repayment within 5 years. Students owing RM10,000 to RM22,000 should repay in 10 years and those owing RM22,000 to RM50,000 should repay in 15 years. Students who owe more than RM50,000 can pay within 20 years.
How can I waive Ptptn loan?
How to Qualify for a PTPTN Loan Repayment Exemption
- Attended a full-time course.
- Successfully graduated within the period that had been stipulated in the PTPTN loan offer document.
- The PTPTN loan does not overlap/coincide with any other sponsorship.
What happens if you dont pay Ptptn?
If you don’t make repayments for your PTPTN loan, you will be listed on CCRIS and this will reflect badly on your credit history. This will then affect your ability to get loans from financing institutions as banks will see you have bad repayment history on CCRIS.
How can I waive PTPTN loan?
Can Ptptn be waived?
Before the announcement of budget 2019, we were informed that you can apply for full waive of your PTPTN loan if you work hard to get First Class Honours. Without this potential incentives, most of us won’t even apply for PTPTN in the first place.
How long does it take to get Ptptn approved?
The first-time loan disbursement will be made only after the loan agreement is complete and received by PTPTN. You can check the status of the application within 6 working days. The valid offer period is within 14 days from the date of the Offer Letter.
What is first class Honours CGPA?
3.5000 – 4.0000
Classification of Degree
| Classification of Honours | CGPA |
|---|---|
| First Class | 3.5000 – 4.0000 |
| Second Class (Upper Division) | 3.0000 – 3.4999 |
| Second Class (Lower Division) | 2.2000 – 2.9999 |
| Third Class | 2.0000 – 2.1999 |
What does PTPTN stand for in Malaysian loan?
#1. What is PTPTN? PTPTN stands for Perbadanan Tabung Pendidikan Tinggi Nasional (or National Higher Education Fund Corporation), and is a government institution that offers study loans specifically for tertiary education for Malaysian students.
How can I Check my PTPTN loan balance?
Once login, you will be able to see the complete statement of PTPTN loan repayment records. You will also be able to see the balance left. For those who opted for the Ujrah (1%), you may check the PTPTN statement on another PTPTN website.
Do you have to have SSPN to get PTPTN loan?
SSPN (or Skim Simpanan Pendidikan Nasional) is a savings scheme by PTPTN for higher education. You must have a SSPN- i account in order to apply for your PTPTN loan. If you are in doubt, check with your college or university counsellor who will be able to assist you in the process.
How long does it take to get a PTPTN loan?
Once the loan application has been approved, PTPTN will disburse the payment directly into your designated bank account (the one that you applied for in Step #1) You will typically receive your first loan disbursement 2 months from approval. #6.